Protect what
you’ve built.
Grow what’s next.
Looking for an alternative to stocks and market swings?
Nest Capital gives you mortgage-secured exposure to Ontario residential mortgages, so you can aim for steady income without being a landlord. We manage a pool of mortgages and pay investors.
Minimum investment
$10,000
Registered mortgages
Defined underwriting process
Diversified portfolio
Investor updates you can read in minutes
2025 Targeted Return is 7.25%*
Invest via cash accounts and registered plans
such as Tax-Free Savings Accounts, RRSPs, and more
Why investors choose Nest?
Security
Every position is backed by real property registered mortgages on Ontario homes.
Trust Built In
Conservative loan-to-value guardrails via accredited appraisals and a defined underwriting process. If a file doesn’t fit, we pass.
Hands-Free Investing
We source, underwrite, fund, and service. You receive interest distributions and clear updates.
Steady Growth
Choose cash distributions or automatically reinvest with reinvestment compounding.
What this looks like in practice
- Diversified pool of short-term Ontario residential mortgages
- Alignment via a conservative framework and active servicing
- Transparency with statements, fact sheets, and plain-English reporting
Is a Mortgage Investment Corporation (MIC) an “alternative investment”?
Yes. A MIC’s distributions come from mortgage interest. Many investors use MICs as a diversifying complement to stocks and bonds, especially when they want an income focus and hands-free management.
Getting started is straightforward
Book a 15-minute call to learn more
about the fund or ask questions
Request an introduction to our registered exempt market dealer. Suitability and investment amounts will be reviewed with the EMD. No charge for you to see if you qualify.