How a MIC turns mortgages into income
Nest Capital is a Mortgage Investment Corporation focused on Ontario residential mortgages.
You invest in MIC shares and your capital is diversified across a pool of carefully underwritten mortgages. We target consistent income by collecting interest, then distributing them to investors.
You invest in MIC shares and your capital is diversified across a pool of carefully underwritten mortgages. We target consistent income by collecting interest, then distributing them to investors.
2025 Targeted Return is 7.25%*
Invest via cash accounts and registered plans
such as Tax-Free Savings Accounts, RRSPs, and more
Minimum investment
$10,000
Simple by design
Step 1.
You subscribe via the exempt market dealer
Purchase Class A preferred shares. Registered plans are eligible, such as RRSPs, TFSAs, RRIFs, and more.
Step 2.
We diversify
Investor capital is allocated across a portfolio of short-term Ontario residential mortgages.
Step 3.
You earn
Borrowers pay interest. The MIC pools those inflows and distributes interest income to shareholders. Interest may be distributed as cash or reinvested via reinvestment compounding.
Step 4.
You track
Receive clear investor statements, fact sheets, and plain English updates.
Underwriting at a glance
- Property and valuation review for residential security
- Conservative loan-to-value guardrails
- Exit clarity for each file
- Active and ongoing mortgage servicing
Why use a MIC instead of direct private lending
- Security through a pool of registered mortgages
- Hands-free management by a professional team
- Diversification that reduces single loan concentration risk
Getting started is straightforward
Book a 15-minute call to learn more
about the fund or ask questions
Request an introduction to our registered exempt market dealer. Suitability and investment amounts will be reviewed with the EMD. No charge for you to see if you qualify.